Independent financial advice

Asked Questions

What is wealth management?

Wealth management combines financial and investment advice aiming to improve your financial situation and meet your goals. It is the ability of our advisers to deliver a full range of financial services and products suited to our clients, whilst also offering professional bespoke advice.

What is financial advice?

It is advice offered by a fully qualified Independent Financial Adviser who suggests and offers services to clients based around their financial situation, and to meet their financial goals. This can cover anything from pensions and retirement planning to portfolio management and investments. In order to provide financial advice, advisers need to have completed specific qualifications and training dependent on the type of advice which is being provided. All our advisers are level 4 qualified and hold the Diploma in Regulated Financial Planning.

What makes you different from other financial advisers?

We are experts in wealth management, with all of our Independent Financial Advisers trained in-house and employed on a salary. Therefore, they are not driven by commission.

Why do I need financial advice?

Seeking financial advice can help you make better financial situations when it comes to your wealth and protecting it. The most common reasons as to why you might need financial advice are if you are facing any of the below decisions:
•       Saving for retirement
•       Saving for or buying a home
•       Saving for the future
•       Starting a family
•       Making a significant career change
•       Starting or running a business
•       Planning to retire

How are you authorised?

We are authorised and regulated by the Financial Conduct Authority which regulates financial firms providing services to consumers within the United Kingdom. You can find our entry on the FCA register here.

What services do you offer?

We offer advice on pensions and retirement planning, portfolio management, inheritance tax and estate planning, and tax-efficient investments using the latest technology and innovative approaches. Likewise, we also provide personal cashflow modelling – projecting your income, expenditure and assets throughout your lifetime to ensure you’re on the right track to having sufficient funds to support your lifestyle.

How often will you review my financial plan?

We review financial plans at least once a year.

How much do your services cost?

This entirely depends on the kind of advice that you need.

Please note, none of our advisers are driven by commission as they are employed on a salary by Beaumont Wealth, therefore, there is no need to put any pressure on clients. With no commission comes no-nonsense and our clients can rest assured that their best interest is the only factor that drives us to do our best.

Is there a fee for an initial meeting?

Your first consultation with us will be completely free of charge and can take place either at your closest Beaumont Wealth office, in the comfort of your own home, or online via a video call.

I already have a company or individual managing my finances - is it difficult to change?

Not at all and we are happy to advise you every step of the way.

Where are your offices located? Do I need to come to you?

Our offices are located in Chester, Shrewsbury, Knutsford and Oswestry, so there is plenty of choice for our clients throughout the West Midlands, Chester and North Wales. While you can come to us, we are also happy to come to your home, office or any other location convenient to you or online via a video call.